KOMJEY

KOMJEY!KOMJEY is an application which allows you to instantly get a credit up to $500 anytime and anywhere in Cambodia for your shopping, small business or emergency needs., it is quick and easy with no paperwork. It would take you just about 5 minutes to fill out the online application.HOW IT WORKS?1. Download KOMJEY App - It’s free to download.2. Fill out a simple form - It may take only upto 5 minutes to complete.3. Upload your national ID4. Get approved - The process is completely online.5. Check your account - Receive your money straight to your bank account.6. Repay on time and build your fund limit up to $1,000 with us!We provide the required information as below:Minimum and Maximum period for repayment: 61 days up to 365 daysMaximum Annual Percentage Rate (APR): 18-38%. We charge a service fee of 2% of principal. KOMJEY will never charge you more than the amount of your service fee. Interest and fees do not compound or accrue.A representative example of the total cost of the loan, including all applicable fees (e.g. sample monthly payment, sample interest calculation): For example, 120-day loan payment terms have a one-time fee of 10%. For a 120-day loan with a principal amount of 200 USD, the service fee is 4 USD, the transfer fee is 4 USD and the total amount due would be 228 USD. Note that percentages above are inclusive of applicable taxes.Sample monthly repayment: • Term 1: 30 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1 USD (transfer fee) =56 USD • Term 2: 60 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1 USD (transfer fee) =56 USD • Term 3: 90 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1 USD (transfer fee) =56 USD • Term 4: 120 days after disbursement: 50 USD (principal) + 6 USD (interest) + 1 USD (transfer fee) =56 USDThe total payment after 120 days is 228 USDSample interest calculation: We charge a one time fee of 10% for the loan of 200 USD. We divide the fee of 24 USD into each loan term. In each monthly loan term, we charge 6 USD as shown above.Our full loan repayment period is NOT less than 60 days as shown above.Loan name: Small business loanLoan amounts: 50 USD to 1,000 USDKOMJEY reminds you to always check the fees, charges and terms and conditions of your loan offer before accepting your loan.To qualify, a borrower must be a resident of Cambodia and satisfy our know-your-customer and underwriting requirements. KOMJEY KH .SP (MOC Registration No. 5000058345). Additional terms and conditions apply.SECURITYWe considered your convenience and security as our top priority while developing KOMJEY application. We ensure you that no information on your account details will be shared nor be stored on your mobile device. Therefore, even if your phone is lost or stolen, your account is absolutely safe and protected. At the same time, we cannot guarantee stable and safe operation of the application on a rooted or jail-broken mobile device or with customized (modified) operating systems.PRIVACYKOMJEY takes your privacy very seriously and we will never share your personal information with anyone. Only required information will strictly be used to verify your identity and create a credit score within KOMJEY platform.Why KOMJEY: - No paperwork or office visits required - Ideal for daily working capital for your small businesses - Get a bigger cash with a lower fee and a longer period as you repay on time - World class technology to secure your informationNeed cash urgently? Want to pay in installment without credit cards?Download KOMJEY and apply now!Cellcard +(855) 61 611 165Smart +(855) 10 611 165